Another Down Payment Assistance Program is coming back online April 19th and Monarch Bank is one of the Community Banks that is permitted to participate in the program.
• $1,000,000 available to Monarch Bank for down payment and closing cost assistance
• 5 to 1 matching funds up to $7500.
• Example: Buyer puts in $1500, DPA matches $7500, $9000 total available for down payment and closing cost assistance.
• Buyer must have $500 minimum in the transaction
• Income limit (80% of median income)
• No geographical boundaries
Money went fast last year so please contact me early. Please call for more information.
I am available this weekend for mortgage questions or scenarios for you and your clients,
704.607-1497 mobile.
Ritchie Love
7900 Matthews Mint Hill Rd, Ste 115
Charlotte, NC 28227
704.573.4288 x 102
704.545.5930 Fax

Just Released!! HOT NEW Mobile Technology for our area. It so easy and IT FREE. Just Dail the MOBILE AGENT Phone Number and you can enter the House Number(Address #) of any home Listed for sale or enter the MLS Number. You will then have all the Info on the property Right From Your Phone. It’s that simple…Give It A Try…
MOBILE AGENT # 704.269.4121
*ANY Home *ANY Phone* ANY Time*


We have seen a huge increase in the market for Stanly County. Last month we sold 9 homes and this month we are working on 8 that are due to close. March is already shaping up to be the same. I have taken 12 listings and we have already sold a few of those and are showing buyer clients everyday. This is the best time to buy and also sell. The price points have dropped but property is moving and we are moving properties. call us if you are thinking of buying or selling and let us help you make your move with Southern Carolina Realty Inc. We are her for YOU!!

January 13
The Market is coming back!!Get ready Stanly County, Our Real Estate Market is coming back. Just this week we have been busy selling and listing all price points. What a great sign. We are Closing 8 properties this month and this is a good thing!! Happy New Year and lets all work together to get our market back in 2010!!
Call us if you have property to sell or if youare looking to buy in 2010!!
Angela Abbatiello


Ways to Expedite a Sale Selling a home quickly remains a challenge in many markets across the country. Heidi Cole, an associate with the Corcoran Group in Palm Beach, Fla., offers this advice for anyone who wants to expedite a sale:
Cut the asking price to 10 percent to 15 percent below what comparable properties in the neighborhood are selling for.
Spruce up the outside. Update the landscaping.
Power-wash the exterior and paint the door.
Appeal to first-time buyers. Advertise on younger consumers’ favorite Web sites, such as Facebook and Twitter.
Hire a photographer to shoot the house with a wide-angle lens so the rooms look bigger in online photos.
Price the house in the lower end of the range. A $299,000 house is in the high end of the $250,000 to $300,000 range but a $301,000 home is in the low-end of the $300,000 to $400,000 range.
Do what you can to make the deal close quickly.
Be ready to move, offer to pay part of the closing costs, and/or throw in a year’s worth of association fees.
Source: Money Magazine, Beth Braverman (06/30/2009)








